DRIP Calculator
See dividend reinvestment growth
Enter a starting amount, yield, and time period to compare reinvested dividends with taking the cash.
With dividend reinvestment
Breakdown
What the model counted
Next check
A higher projected value does not mean the stock is in an advancing stage.
How to use it
Step 1
Enter the starting position
Add the dollars you would invest, a share price, the annual dividend yield, and how many years to model. Quarterly is the default for most U.S. stocks.
- Optional yearly cash additions
- Optional dividend and price growth
Step 2
Compare DRIP vs cash
The result shows ending value if dividends buy more shares, ending value if you keep the cash, and how many shares the DRIP would own.
- Runs in the browser with no account
- Link to Stage Analysis before relying on the yield
Why you would use a DRIP calculator
Dividend reinvestment is easy to underestimate because each payout is small. This page compounds those payouts at the yield and frequency you enter so you can see the gap versus pocketing the cash.
It is a projection from your assumptions, not a forecast of a ticker. Check Stage Analysis if you are deciding whether the stock’s trend still supports owning it.
Results are calculated from the numbers you enter, not generated by AI and not pulled from a brokerage DRIP. This tool is not investment advice.
Frequently asked questions
What is a DRIP calculator?
A DRIP calculator estimates the value of an investment if dividends are reinvested to buy more shares instead of taken as cash.
How does dividend reinvestment work?
Each dividend buys additional shares at the assumed price. Those extra shares then earn later dividends, so the share count compounds over time.
What inputs does this DRIP calculator use?
Starting investment, share price, annual dividend yield, years, and payment frequency. You can also add optional yearly contributions, dividend growth, and price growth.
Is a DRIP the same as a dividend calculator?
A dividend calculator often shows income if you keep the cash. This DRIP calculator compares reinvested shares with taking dividends as cash.
Is this investment advice?
No. The tool is for educational and informational use and does not recommend buying or selling a security.