Affirm Holdings, Inc. - Class A Common Stock (AFRM) Stock Analysis — Latest Investor Quotes & Trade Calls

"AFRM (earnings update): First GAAP operating profit of $58M marks profitability milestone. Q4 GMV +43% to $10.4B, revenue +33% to $876M. Affirm Card explosive growth: GMV +132% YOY, 2.3M active cardholders (+97%). FY26 guidance: GMV >$46B, GAAP op margin >6%. AI-driven efficiency doubled GMV while keeping headcount flat. 30+ day delinquency -18bps shows strong risk mgmt. Target $81-109 on 60-80x FY27 EPS of $1.36."